Using a personal budget template is helpful to get your budget started, though you can always personalize your budget to match your specific needs. Of course, you may decide to change the amount you budget for each item, but this will at least provide a baseline to go off of. Review your bank statements for the last three to four months to get an idea of your spending. To make accurate estimates of how much you should allocate to each expense within your personal budget, you will need a sense of how much you are currently spending in each area. Your long-term goals could take many years to accomplish, with examples of long-term goals including saving for your child’s education or your own retirement. Short-term goals should only take a year to accomplish and would include items like paying off a credit card. Determine why each goal is a priority, how you plan to achieve them, and the timeframe in which you would like to accomplish them. Take some time to make a list of your short and long-term goals. To get started, you want to consider the following steps to help you establish your personal budget: Taking control of your finances with a personal budget template will help you make headway on these goals.
No-code required.Ĭreating a personal budget is not only important for your financial well-being and peace-of-mind, but also for your short and long-term goals.
MONTHLY BUDGET PLANNER PRINTABLE HOW TO
Hint: here's my guidance on how to fill out and use a budget sheet. Pick one of these cute printable monthly budget templates that you like, print it out, and get to budgeting.Īnd next week? Maybe try a different one on for size (go ahead, change up your budget worksheets like you change up your shoes!).
Psst: after choosing one below? You'll want to check out my 14 stupid simple budgeting tips for beginners.Īlright – let's check out some cute budget worksheets. Once you find the kind that you love? Then you can spend some money upgrading (if you want to). That’s because the first one you try might not be the perfect one for you – you can try it out, then print out another one and try that on.
MONTHLY BUDGET PLANNER PRINTABLE FREE
Be Free: Since you haven’t budgeted before, you definitely want to test the waters with a free worksheet.Before long, your ability to estimate what you’ll spend will get much better. Just stay in the ring, meaning, keep coming back and budgeting again and again. As a beginner, don’t be surprised if what you budgeted is not even close to what you end up spending. Let You Track Spending: Budgeting is just one part of the equation – you also want somewhere to track your spending.Once you get hooked on budgeting, you can definitely move up to a more advanced one. Be Simple: You’re just starting out, so you want a worksheet that is not overwhelming.Let me give you a few suggestions for what to look for as you go through the cute budget worksheets below.įirst of all, a good beginner printable budget worksheet should: Looking for a beginner printable budget worksheet to print out and use? That’s why I’ve put together my special list of the coolest, cute printable monthly budget worksheets out there.įirst up? Let's briefly discuss what to look for if you're just starting to budget for the first time. I’d rather print out one of these cute printable monthly budget worksheets and feel inspired (and maybe even smile) each time I whip it out. I mean, who wants to look at a drab, black-and-white, budget worksheet every month? Not me.
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